Outbursts in Congress, cursing on the tennis courts, and grabbing the mic from a young award winner; everyone is lamenting our loss of civility as more and more public figures continue to behave badly. To quote my grandmother, “I think someone has forgotten their manners.” It would be easy to go off on a rant about the disrespectful Congressman, the angry athlete or the scene-stealing rapper, but these people are not acting in a cultural vacuum. According to an article on Insurancenewsnet.com, Health Care Costs in the US will rise 10 percent over the next 12 months. These projections were taken without calculating the effect that any type of Health Care Reform would have on rates. Surprisingly, these projected increases are down from last year’s rise in premiums. The article explained further that HMO and POS (Point of Sale) plans were expected to have the largest rise in premiums, with PPO and EPO estimated lower. American flags symbolize patriotism and freedoms associated with being an American. Although American flags can be displayed all year long and for various reasons, here are some times and places using a flag may be appropriate. India Fashion Week is in the spotlight across the nation as one of the strong platforms for veteran as well as upcoming costume as well as jewellery designers to exhibit their talent. In fact, fashion week is a wonderful way to catch the glimpse of latest in fashion clothes. It enables the industry understand ‘what’s in’ and ‘what’s out’ for the season. Buyers, filmmakers, fashion corporate, professionals, and women love to watch these shows ‘live’ or on television.